Infrastructure to process across multiple markets — with full visibility, intelligent routing, and zero fund handling.
Intelligent Payment Routing
Configure rule-based routing to direct each payment to the processor most likely to approve it, across processors and markets — you set the rules, the orchestration runs under the hood. Higher authorization rates without per-processor routing logic.
Rule-based routing · higher approvals · multi-market
Error Intelligence System
190+ unified error codes across 6 categories — mapped across every processor so a decline means the same thing no matter who processed it. Real-time diagnosis with clear, actionable per-code remediation guidance. Stop guessing why payments fail.
190+ unified error codes · 6 categories · per-code remediation
Payout Visibility & Coordination
Track every payout from request to completion. TensorRail connects you to processors with proven payout routes — and gives you a real-time pipeline to monitor the full lifecycle. See exactly where funds are across the payout lifecycle and when each step completes. We coordinate. We track. Non-custodial by default.
Full-lifecycle payout pipeline · end-to-end visibility
One Integration. Every Market.
Built to connect 120+ payment processors across 240+ markets through a single API. Cards, wallets, bank transfers, mobile money, crypto, BNPL, cash vouchers — add new processors and new payment methods from your dashboard without touching code.
110+ payment methods across 240+ markets
Risk & Fraud Controls
A built-in fraud-screening layer with merchant-managed blocklists and a card-testing guard that throttles enumeration attacks before they hit your processors. Configure the rules; we enforce them at the edge of every transaction.
Fraud screening · blocklist · card-testing guard
Dispute & Chargeback Management
Manage the full dispute lifecycle from one place — accept or contest, attach and submit evidence, and track status across processors. Critical for high-risk verticals where chargebacks are existential.
Evidence submission · full dispute lifecycle
Subscriptions, Mandates & Payouts
First-class recurring billing — create, confirm, pause, resume, update, and cancel subscriptions, backed by reusable payment mandates. Plus a complete payout lifecycle (create → confirm → fulfill) to pay out winnings, withdrawals, and creators across local rails.
Recurring billing · mandates · payout lifecycle
SAQ-A Card Security
Card data is captured by processor-hosted secure fields and never touches our servers — SAQ-A by design, keeping your PCI scope minimal. Network tokenization and Click-to-Pay are on the roadmap for even higher card-success and faster credential-on-file checkout.
SAQ-A by design · network tokens & Click-to-Pay coming soon
Merchant-Controlled 3DS Rules
A configurable 3DS decision-rule engine puts SCA and exemption logic in your hands — apply step-up only where it pays off and let low-risk transactions flow, balancing authorization rates against compliance per market.
Configurable 3DS · SCA & exemption logic
Bring your own processors: connect existing processor accounts to TensorRail with credentials encrypted, isolated, and never shared.